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Privacy Policy

Last updated: October 13, 2026 ยท Effective from October 13, 2026

1. Who is responsible

HOLDINGS DIVERSIFIED CORPORATION (company number P24000025424, 9807 VAN ST. TAMPA ,FLORIDA 33615-1337, FL 33615) publishes karuti.com and is responsible for the personal information described in this policy. You can reach us at [email protected].

2. What we collect

karuti.com has no user accounts, sign-up forms, comment boxes or newsletter. We do not ask you for your name, email address, phone number or payment details on this site.

Like most websites, the servers that deliver our pages may automatically record technical information such as your IP address, browser type, the page requested and the time of the request. We use it to keep the site secure and working. If you email us, we receive your email address and whatever you choose to tell us.

3. Cookies and tracking

We do not use analytics, advertising or tracking cookies, tracking pixels or fingerprinting on this site. More detail is on the Cookies page.

4. When you follow a link to a provider

When you click a call-to-action in an article, you leave karuti.com and arrive on the website of an independent company. The link carries campaign parameters so that the company can tell the visit came from our article. Anything you enter on the company’s website is collected and handled by that company under its own privacy policy. We do not see it, and we recommend you read that policy before you register.

5. How we use information

We use the limited information described above to run and secure the site, to answer messages you send us, to keep records we are required to keep and to protect our legal rights. Where the law requires a legal basis, we rely on our legitimate interest in operating a secure publication and, for messages, on your request to hear from us.

6. Who we share it with

We do not sell personal information. We may share it with hosting and infrastructure providers who work for us, with professional advisers, and with public authorities where the law requires it.

7. How long we keep it

Server logs are kept only as long as needed for security and operation. Emails are kept for as long as needed to answer you and to keep a reasonable record of the exchange.

8. Your rights

Depending on where you live, including under Canadian federal and provincial privacy law, UK and EU data protection law and some US state laws, you may have the right to ask us for access to your personal information, to have it corrected or deleted, to restrict or object to its use, to withdraw consent you have given and to complain to your local privacy authority.

To make a request, email [email protected]. We may need to confirm your identity before we act on it.

9. International transfers

We are based in the United States, and information we hold may be processed there. Where the law requires safeguards for transfers, we put them in place.

10. Children

The site is written for adults. We do not knowingly collect personal information from anyone under 18.

11. Changes to this policy

If we change this policy we will post the new version here and update the date at the top of the page.

12. Contact

Questions or complaints about privacy can be sent to [email protected] or by post to the address above. The Contact page has the full details.