Terms of Use

Last updated: October 13, 2026 · Effective from October 13, 2026

1. About these terms

These terms apply to your use of karuti.com (the “site”). The site is published by HOLDINGS DIVERSIFIED CORPORATION (“we”, “us”), company number P24000025424, of 9807 VAN ST. TAMPA ,FLORIDA 33615-1337, FL 33615. By reading the site or following its links you agree to these terms. If you do not agree with them, please stop using the site.

2. What the site is

karuti.com publishes articles that explain ways of earning extra income, such as UGC creator work. We are an independent affiliate-marketing publisher. We do not provide any of the services our articles describe. We do not run sign-ups, accept applications, hold accounts, employ anyone or pay anyone.

3. Links to other websites

The call-to-action links in our articles lead to websites run by independent companies. Those companies set their own eligibility rules, terms, privacy practices and pay. Your relationship is with them directly. We are not a party to it and we are not responsible for their websites, services or payments. Please read their terms before you sign up for anything.

These links are marked as sponsored because we may earn a commission when a visitor signs up. You can read more on the Affiliate disclosure page.

4. Information only

Our articles are general information. They are not financial, tax, legal or employment advice and they do not take your personal situation into account. Details published by third parties can change without notice, so check them on the third party’s own website before you act on them.

5. No promise of earnings

Nothing on the site promises or guarantees that you will earn any amount of money, or any money at all. Please read the Earnings disclaimer for more detail.

6. Acceptable use

You agree not to interfere with the operation or security of the site, not to attempt to gain unauthorised access to it, and not to copy it in bulk by automated means. You may quote short extracts of our articles with a clear credit to karuti.com.

7. Intellectual property

The text, layout and original graphics on the site belong to us or our licensors. Photographs and video loops in our articles are illustrative scenes; they do not show real members, customers or earnings. Names, logos and trademarks of other companies belong to their owners and are used only to identify them.

8. Availability and changes

We may change, suspend or remove any part of the site at any time. We may also update these terms; the date at the top of this page shows when they were last changed, and continued use of the site after a change means you accept the new version.

9. Limits on our liability

To the fullest extent permitted by law, we are not liable for any loss that arises from relying on the site or from your dealings with third parties we link to. Nothing in these terms excludes or limits liability that cannot be excluded or limited by law.

10. Governing law

These terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-law rules. If you are a consumer, any mandatory consumer protections that apply where you live continue to apply to you.

11. Contact

Questions about these terms can be sent to [email protected]. Our full details are on the Contact page.